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Treasury Bills

Issue CodeTenorAuction DateCut-off YieldAvg YieldSubscription
BY26103X12mo15 Oct 2026Opens in 65d
BS26119F6mo24 Sept 2026Opens in 44d
BS26118E6mo10 Sept 2026Opens in 30d
BS26117A6mo27 Aug 2026Opens in 16d
BS26116V6mo13 Aug 2026Opens in 1d
BS26115N6mo30 Jul 20261.590%1.470%
BY26102T12mo23 Jul 20261.680%1.440%
BS26114W6mo16 Jul 20261.550%1.440%
BS26113X6mo02 Jul 20261.500%1.380%
BS26112T6mo18 Jun 20261.470%1.320%
BS26111H6mo04 Jun 20261.480%1.320%
BS26110S6mo21 May 20261.450%1.320%
BS26109N6mo07 May 20261.400%1.250%
BS26108W6mo23 Apr 20261.400%1.300%
BY26101H12mo16 Apr 20261.460%1.310%
BS26107X6mo09 Apr 20261.470%1.350%
BS26106T6mo26 Mar 20261.460%1.300%
BS26105H6mo12 Mar 20261.370%1.230%
BS26104S6mo26 Feb 20261.360%1.250%
BS26103Z6mo12 Feb 20261.360%1.230%
BS26102F6mo29 Jan 20261.370%1.260%
BY26100S12mo22 Jan 20261.440%1.270%
BS26101E6mo15 Jan 20261.390%1.190%
BS26100A6mo31 Dec 20251.600%1.370%

Frequently asked questions

What is a Singapore Treasury Bill (T-bill)?

A T-bill is a short-term Singapore government security sold at a discount to its face value -- you pay less than $100 per $100 of face value at auction, and get the full $100 back at maturity, with the discount effectively acting as your return. MAS auctions 6-month and 1-year T-bills regularly, with no early redemption before maturity.

What does "Opens in Xd" mean, and when can I actually apply?

Each T-bill has an auction date -- the day MAS holds the bidding and sets the cut-off yield. Applications open and close before that: "Opens in Xd" counts down to when the application window starts, and once open you typically have a few days to apply (via ATM, internet banking, or CPF/SRS) before it closes, still ahead of the auction itself. The Cut-off Yield and Avg Yield columns stay blank until after the auction happens, since that's when the yield is actually set -- but T-bill yields for the same tenor don't tend to swing a lot auction to auction, so a recent completed auction is a reasonable rough guide while you wait.

What's the difference between the cut-off yield and the average yield?

MAS T-bill auctions use a uniform-price format, so every successful bidder pays the same cut-off yield -- the lowest yield accepted at that auction. The average yield is the weighted average across all accepted bids, and is usually very close to the cut-off yield but can differ slightly depending on how competitive the auction was.